New invoice · Brisa Norte Studio
Bill to · Luma Coast Coffee
BN-2026-040
Luma Coast Coffee
€1,070.00
- Created 10 Nov 2026
- Sent to client
- Paid — not yet. Due 24 Nov 2026
Banking · 4 to review
- Luma Coast Coffee+€1,070.00Proposed match
- Nube Workspace−€220.00To review
- Ofilia Supplies−€48.50To review
- Marea Hosting−€19.00To review
Proposed match
Bank
+€1,070.00
Luma Coast Coffee · 24 Nov
Invoice
BN-2026-040
€1,070.00
Nothing is reconciled until you approve.
Tax Centre · Q4 2026
Prepared isn’t filed — you or your adviser submit.
Preparation checklist · Modelo 420
- Business detailsReviewed
- Sales invoicesReviewed
- Expense receipts2 missing
- Bank transactions3 to review
- Return summaryWaiting
Reports · last 6 months
Income
€9,100
Spending
€3,700
Unpaid
€1,070
Tax readiness
43%
Business services
Opening your studio · Tenerife
1 of 5 complete
- Self-employed registration (RETA)Done
- Tax census (Modelo 036)Prepared — you submit
- IGIC registrationPrepared — you submit
- Opening licenceNeeds a document
- Digital certificateTo do
Intelligence
From your numbers
This month: €4,280 in, €1,960 out. After setting aside about €610 for your next quarter, roughly €1,710 is free.Estimate from sample data — not financial advice.
Expert help
Lucía Martín
Registered adviser · fictional profile
“Is my home office deductible?”
Shared with your consent: Q2 summary, 3 receipts
SumaveloBusiness, simplified.
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01 · Expenses
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Photograph a receipt and the details are suggested for you to check. Once saved, the paper can go.
02 · Invoicing
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Create the invoice, check the tax lines and send it. It stays unpaid until money actually arrives.
03 · Banking
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Sumavelo proposes which invoice a payment belongs to, with the evidence. Nothing is reconciled until you approve.
04 · Taxes
Watch your quarter come together.
Reviewed records feed your quarterly preparation and show what’s missing. Prepared isn’t filed — you or your adviser submit.
05 · Reports
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Income, spending, unpaid invoices and tax readiness in one clear view, built from what you’ve reviewed.
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